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We have designed our website so as to ensure the security of your financial information. Please do not hesitate to print a copy of this Privacy Statement and save it with your records. |
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| Security is a prominent feature in the manner that we provide our services. Our website utilises sophisticated technologies in order to secure your online transactions with us. We restrict access to your non-public personal information to our employees, who require access to provide products and services to you. We also apply many procedural, safeguards to guard your non-public personal information. |
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| Since your ongoing privacy is important to us, we have set out the circumstances under which we disclose information for you below: |
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Service Providers and Joint Marketers
We may disclose all of our information we collect, as described herein, to companies that perform marketing services on our behalf or to other financial institutions with whom we have or may have joint marketing agreements. |
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Information collected when you browse our website
Your identity remains anonymous to us, while you browse our website. While you view our site, our system tracks the pages you visit, the pages you download, the site you came from, and notes the IP address (but not your identity). We may also place a "cookie" on your computer that tracks your use of our website. A cookie is a piece of data that is stored on your hard drive. It takes up very little room on your system and helps us estimate the number of persons that use our site and determine which areas of our site are the most popular. The cookie does not provide us with any specific, personally-identifying information about you, such as your name, address, tax identification number, e-mail address, or phone number. You remain anonymous while you are browsing our website, but once you complete the application we will use the information stated therein to determine if you are eligible for the loan you requested. We may retain all of the information you provide to us in that application process. That information may include personally-identifying information such as your name, income, assets, liabilities, age, and employment. |
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Information collected when you browse our website
Your identity remains anonymous to us, while you browse our website. While you view our site, our system tracks the pages you visit, the pages you download, the site you came from, and notes the IP address (but not your identity). We may also place a "cookie" on your computer that tracks your use of our website. A cookie is a piece of data that is stored on your hard drive. It takes up very little room on your system and helps us estimate the number of persons that use our site and determine which areas of our site are the most popular. The cookie does not provide us with any specific, personally-identifying information about you, such as your name, address, tax identification number, e-mail address, or phone number. You remain anonymous while you are browsing our website, but once you complete the application we will use the information stated therein to determine if you are eligible for the loan you requested. We may retain all of the information you provide to us in that application process. That information may include personally-identifying information such as your name, income, assets, liabilities, age, and employment. |
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Information collected when you apply for a loan
To apply for a loan, you need to complete a Loan Application. We keep all of the information you provide in that application, including your name, address, phone number, e-mail address, your stated income and assets, and other financial information (which may vary depending upon the type of loan you are interested in obtaining). Since we may be loaning you money, we may also obtain information about you from other sources, such as credit reporting agencies, employers, or companies that have made loans to you or maintained your accountants. After you complete the Loan Application, we may analyse the information we have about you, including information we receive from our relationship with you, to identify the products and services offered by us that may be of interest to you. |
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Information obtained when you contact us
We will obtain information about you if you provide to us in connection with the Contact Us page. We do not sell or disclose information from that page to others. We may use your email address or telephone number to contact you to discuss any questions or comments you raised in the Contact Us page. |
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| If you are applying for a first or second home mortgage loan, we may process your application and, if you qualify, fund your loan directly. |
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| If our relationship with you ends, such as by your paying off in full any loan we make to you, we will continue to treat and protect your personally-identifiable information in accordance with the Privacy Statement. However, if you have notified us of your election not to have us share your personally-identifying information with others, we will continue to honour that request. |
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| If you are applying for a first or second home mortgage loan, we may process your application and, if you qualify, fund your loan directly. |
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| We reserve the right to amend (add to, delete from, or change) the terms of this Privacy Statement from time to time. Our Privacy Statement, as in effect from time to time, is continually posted on this website. By electing to become one of our customers or by receiving our products and related services, you agree to receive copies of our Privacy Statement and any amendment to it from this website, unless you notify us otherwise in writing. |
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| Please note that because we cannot control information (or its use) on other website's, we are not responsible for the content of sites linked to or from our website. For example, if you click on a banner ad or logo appearing on our site, you will leave our website from your computer, and its website may place a cookie on your computer for whatever purpose it might normally use a cookie when you visit. It may also use any information you provide it in accordance with a Privacy Statement that is very different from our Privacy Statement. |
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| If you have any questions regarding our Privacy Statement or about submitting a Loan Application, please visit our contact us section. |
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| For us to provide you with the financial product and related services, please be advised that by visiting this website, you have acknowledged receipt and knowledge of this Privacy Statement. |
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